F ΤΟΝΤΙΝΕ.1 In French law, a partnership composed of the recipients of perpetual or life annuities or benefits, the portions of those who die accruing to the survivors. A species of life annuity, propounded by Lorenzo Tonti, about 1650, as a mode by which governments might obtain loans. The general idea is that property is loaned, owned, or invested for the benefit of a certain number of persons, who at first receive its income, the share of a deceased member increasing the sum divisible among the survivors; the last survivor taking the whole income or principal, as the case may be. A company which issues a policy on the tontine or "ten years dividend system" is in no sense a trustee of any particular fund for policy-holders; their relation is that of debtor and creditor, and the assured is not entitled, at the end of the term, to an accounting, in the absence of evidence of wrong-doing or mistake on the part of the company.2 1. Fr. Improper, unlawful conduct; wrong. De son tort. Of his own wrong; by action not authorized by law. Applied to a person who, without proper authority, takes upon himself to act as executor by intermed1 Fish v. Street, 27 Kan, 271 (1882). • Baker v. Willis, 123 Mass. 195 (1877). $ Goddard v. Chaffee, 2 Allen, 395 (1861). 4 Amend v. Murphy, 69 III. 338 (1873). * Maxon v. Perrott, 17 Mich. 334 (1868). • Whitcomb v. Reid, 31 Miss. 569 (1856); Robinson's Case, 3 Abb. Pr. 467 (1856). Sammis v. Smith, 1 N. Y. Sup. Ct. 446 (1873). 8 Choate v. Redding, 18 Tex. 580 (1857). • Howard v. Williams, 2 Pick. 83 (1824). 10 Harrison v. Mitchell, 13 La. An. 260 (1858). 11 Wilkinson v. Alley, 45 Ν. Η. 551 (1864). 12 Dailey v. May, 5 Mass. *313 (1809); Garrett v. Patchin, 29 Vt. 248 (1857); Pierce v. Gray, 7 Gray, 68 (1856). 13 Patten v. Shepard, 4 Conn. 453 (1823); Smith v. Osburn, 53 Iowa, 475 (1880); Jenkins v. McNall, 27 Kan. 532 (1882). Contra, Buckingham v. Billings, 13 Mass. *86 (1816); Danforth v. Woodward, 10 Pick. 427 (1830); In the sense of a resort for merchants, see 2 Oliver v. White, 18 S. C. 241 (1882). McMaster's Hist. Peop. U. S. 236. 2 Uhlman v. New York Life Ins. Co., 109 N. Y. 421 (1888), distinguishing and limiting Bogardus v. Same, 101 id. 328, 338 (1886). • Oliver v. White, 18 S. C. 241 (1882). • Howard v. Williams, 2 Pick. 83 (1824), Lincoln, J. See also Healy v. Bateman, 2 R. I. 456 (1853). Boston Belting Co. v. Ivens, 28 La. An. 696 (1876), Howell, J. Davidson v. Sechrist, 28 Kan. 324 (1882). Allen v. Thompson, 45 Vt. 473 (1873). 14 Pierce v. Gray, 7 Gray, 68 (1856). 15 Rothschild v. Boelter, 18 Minn. 362 (1872); Bitting v. Vandenburgh, 17 How. Pr. 82 (1859). 16 Johnson v. Barrett, 34 Barb. 364 (1861); Seeley v. Gwillim, 40 Conn. 109 (1873). 17 Richie v. McCauley, 4 Pa. 471 (1846). 18 Lenoir v. Weeks, 20 Ga. 596 (1856). 19 Boston Belting Co. v. Ivens, 28 La. An. 596 (1876). 20 Harriman v. Pittsburgh, &c. R. Co., 45 Ohio St. 11, 19 (1887), citing many cases on negligence. 21 L. tortus, twisted, bent, wrung. dling with the goods of the deceased; also, to a trustee who, of his own authority, enters into the possession, or assumes the management of property which belongs beneficially to another. See further mere negligence in the care of its streets or other works, it cannot be charged. But the authorities establishing the contrary doctrine, that a city is responsible for its mere negligence, are so numerous and so well considered that the law must be deemed settled in accordance with them.¹ For a failure to exercise governmental powers municipal corporations are not liable: as, for a failure to provide appliances for extinguishing fires, to supply an adequate force of police officers, to enforce the laws of the State or its own ordinances.2 The rule is well settled that where power is conferred on a city to make improvements and keep them in repair, the duty to make them is quasi judicial and discretionary, and for a failure to exercise this power or an erroneous estimate of the public needs, no civil action can be maintained. But where the discretion has been exercised, the duty of maintaining the improvement is ministerial, and for neglect to perform such a duty an action by a party injured will lie. See 4 Union Pacific R. Co. v. Henry, 36 Kan. 570 (1887). [3 Bl. Com. 2; 4 id. 5; 1 id. 122. • Tax on Distilled Spirits, 16 Op. Att. Gen. 6C8 (1880).