One which does not appear on the face of the instru- ment. A latent ambiguity is where words apply equally to two different things or sub- ject-matters; 15 M. & W. 561; but where the parties may have intended either of the two things in dispute, the term does not apply. 10 Ohio 534. It is settled both in England and in this country that extrinsic evidence is admis- sible to explain a latent ambiguity, but there has been some difficulty in defining precisely when and under what circum- stances such evidence may be introduced to show the intention. Two rules are laid down in 2 Eng. Rul. Cas. 718, 726, as illus- trated by two leading English cases. The first rule is: "Where a determinate in- tention appears to be expressed by the writ- ten instrument, extrinsic evidence is ad- missible to show that the description of an object contained in the instrument is ap- plicable with legal certainty to either of two objects; and, a latent ambiguity hav- ing been thus disclosed, evidence of the surrounding circumstances is admissible to show which of the objects was meant by the description; and if, on this evidence, one of the objects is indicated with suffi- cient certainty, direct evidence of declara- tions of intention is not admissible." 9 L. J. Ex. 27; S. C. 5 M. & W. 363. In that case the language of the court was: "If, therefore, by looking at the surrounding facts to be found by the jury, the court can clearly see, with the knowledge which arises from those facts alone, that the tes- tator meant either the lessor of the plaintiff or the defendant, it may so decide, and direct the jury accordingly; but we think that, for this purpose, they cannot receive declarations of the testator of what he in- tended to do in making his will." A good illustration of the uncertainty as to the per son was, "where a testatrix gave a share of her residue to her cousin, Harriet Cloak,' and the testatrix had no cousin of that name, but had a married cousin, Harriet Crane, whose maiden name was Cloak, and a cousin T. Cloak, whose wife's name was Harriet; evidence was admitted to show the testa- trix's knowledge of an intimacy with the members of the Cloak family. In the event 'cousin' was read in the secondary sense of 'wife of a cousin,' and the claim of Harriet, the wife of T. Cloak, allowed." 84 Ch. D. 255; 56 L. J. Ch. 171. Cited in the American note to the above case as "a good type of the American doctrine," was a devise to "the four boys," where the testator had seven sons, of whom three were shown to be minors living at home; 113 Ill. 827. And in the case of Hardy v. Warren reported, Browne, Parol Evidence 461, there was a bequest by a woman to her husband" when she had obtained a void divorce and was living with another man as his wife. These were held to be cases of latent am- biguity to explain which extrinsic evidence was admissible to determine the persons who were to take. The other rule laid down by the work referred to is: "Assuming that the in- tention appears on the face of the instru- ment to be determinate, if, after exhaust- ing such evidence of the surrounding cir- cumstances as is necessary to place the court at the point of view of the maker of the instrument, there is still an ambiguity as to which of two objects is meant, -the description being sufficient to point with legal certainty to either if there were no other, the intention as between those ob- jects may be proved by direct evidence outside the instrument." 2 M. & W. 129; B. c. 6 L. J. Ex. 59. It is said that courts of law are very jealous of the admission of extrinsic evidence to explain the intention of the testator, and that it should be per- mitted only where an ambiguity is intro- duced by extrinsic circumstances; 4 Dow 65; in this case illustrations are given of ambiguity both as to person and subject- matter, as a devise of an estate called Blackacre when the testator had two estates so called; or if a devise be given to a son, naming him, and there are two sons by that name; or to a nephew "Wil- liam" where the testator had no nephew of that name. The rule as laid down by the American cases has been stated to be that where the terms describing the object of the testator's bounty apply indifferently to more than one person or thing, evidence may be introduced of any material fact relating to the property claimed, and the circumstances and affairs of the testator, his family, and of the claimant, " and the testator's declarations made before, at, or after the making of the will, are admissible in this view, but no evidence of mere mis- take on the part of the testator or the draftsman is admissible." Browne, Par. Ev. § 126; 124 Mass. 314; 2 Dall. 70; 43 Pa-102; 45 Wis. 211; 1 Wend. 549. It was held by the United States supreme court that a bequest "to be equally divided between the board of foreign and the board of home missions," may be shown by parol to have been intended for the Presbyterian boards thus named, there being similar boards co