See ANIMAL: DAMAGE-FEASANT; CRUELTY, 3; NUISANCE; TRESPASS; Certified check. A check marked "good" WORRY. by the banker. Implies that there are funds in the bank with which to pay it, that the same are set apart for its satisfaction, and that they will be so applied when the check is presented for payment.4 The act of certifying is equivalent to an acceptance of the check. The object is to enable the holder to use the check as money. The bank charges the check to the account of the drawer; credits it in a certified check account; and, when paid, debits that account with the amount. The bank thus becomes the debtor of the holder. Memorandum check. A check having "Memorandum" or "Mem." written across its face. A memorandum of indebtedness given by a borrower. In the hands of a third person, for value, has the force of a check without restriction." The check takes the place of a note, as for a temporary loan. It is not designed to be presented at bank, but is for redemption at the time agreed upon. Raised check. A check increased in the amount for which it was drawn, by fraudulent alteration, q. v. When money has been been paid upon a raised check by mistake, neither party being in fault, it may be recovered as paid without consideration. If neither party's negligence caused the injury the holder must bear the loss. When a person sends such paper to the bank upon which it is drawn, for information, the bank 1 Bank of the Republic v. Millard, 10 Wall. 156 (1869), See generally 26 Cent. Law J. 339-42 (1888), cases. 2 Poorman v. Woodward, 21 How. 275 (1858); Downey v. Hicks, 14 id. 249 (1852). State Nat. Bank of Springfield v. Dodge, 124 U. S. 346 (1888), Blatchford, J. Merchants' Bank v. State Bank, Espy v. Bank, Bank v. Whitman, ante; Bank of British North America, 91 N. Y. 110 (1888). Story, Prom. Notes, § 499; 16 Pick. 535; 32 N. J. L. 96; 11 Paige, 612. • See Turnbull v. Osborne, 12 Abb. Pr. 201-7 (1872),