AVERAGE

10 definitions found across Law Mind sources

AVERAGEAuthored
The Law Mind • 1346 words
Definition
AVERAGE carries three distinct legal meanings, of which the maritime sense is by far the most significant and most frequently encountered in legal sources. 1. Maritime law (primary legal meaning). A loss or damage to a ship or its cargo arising from sea perils, or an expense incurred for the common benefit of ship and cargo. The word functions both as a label for the loss itself and as a shorthand for the system of apportioning that loss among all interested parties. The critical question in any average analysis is whether the loss must be shared (general average) or borne by the party who suffered it (particular average). 2. Old English feudal law. A service owed by a tenant to a lord, performed using the tenant's own working animals — horses, oxen, or draft cattle — and carts or wagons. Also occasionally used for stubble or crop remainders left in fields after harvest. This sense is obsolete and appears only in historical land records and old English legal texts. 3. General arithmetic sense. A mean proportion or middle value. This meaning appears in legal instruments (insurance policies, wage statutes, rate regulations) as ordinary language rather than as a term of art, though context determines significance.
Common Language
Modern common usage (Wiktionary): Any measure of central tendency — the arithmetic mean, median, or mode. In everyday speech, "average" almost always means the arithmetic mean of a set of numbers. Historical common usage (Webster's 1913): The equitable and proportionate distribution of loss among those sharing a common risk; also, any additional charge on freight beyond the regular rate; also, the tenant-service performed with draft animals. The gap here is substantial and research-critical. A modern reader encountering "average" in a marine insurance policy or shipping contract will instinctively supply the arithmetic meaning — which is almost certainly wrong. In maritime legal sources, "average" signals a specific doctrine of loss allocation, not a calculation. The common arithmetic sense is incidental to legal usage; the maritime sense is structural.
Common Confusion
AVERAGE vs. TOTAL LOSS. These are mutually exclusive categories in marine insurance. A total loss — actual or constructive — extinguishes the average analysis. Average applies only to partial losses or partial sacrifices. Historical policies frequently included "free from particular average" (F.P.A.) clauses, meaning the underwriter was not liable for partial losses below a certain threshold. Researchers must read these clauses carefully: they limit particular average, not general average, which generally cannot be contracted away by the shipper.
Core Elements
For a loss to qualify as General Average, the traditional requirements are: 1. Peril. The ship, cargo, or freight must be in real and imminent danger — not hypothetical risk. 2. Voluntariness. The sacrifice or expenditure must be intentional, not accidental damage. 3. Reasonableness. The action must be a reasonable response to the peril. 4. Common benefit. The sacrifice must be made to preserve all interests at risk, not merely one party's. 5. Success (at common law). Some authorities required that the voyage be completed; modern rules have relaxed this. These elements matter in research because historical sources weight them differently, and the York-Antwerp Rules have progressively standardized — and in some instances altered — the common law requirements.
Recognized Forms
/SUBTYPES General Average (also: Gross Average). A voluntary sacrifice or expenditure made in a genuine emergency for the common safety of ship, freight, and cargo. The classic example is jettison — throwing cargo overboard to save the vessel. The loss is shared proportionally by all interests that benefited, including interests whose property was not sacrificed. Governed internationally by the York-Antwerp Rules. Particular Average. A partial loss falling on a specific interest — ship, cargo, or freight — without right of contribution from other interests. A wave that sweeps one merchant's goods overboard is particular average to that merchant; the other cargo owners owe nothing. Marine insurance policies frequently exclude this category (see F.P.A. clauses above). Petty Average (also: Small or Minor Charges). Minor ordinary expenses of a voyage — port dues, pilotage, towage — customarily shared among cargo interests. Bouvier distinguishes this from the two major categories. It appears in historical sources but is less prominent in modern practice.
Why It Matters in Research
The maritime sense of "average" is the one that generates case law, treatise commentary, and insurance disputes, and it is also the one most likely to confuse researchers unfamiliar with admiralty practice. Several navigational traps: Terminological compression. Historical insurance policies and shipping documents use "average" as shorthand for entire doctrinal regimes. "Subject to average," "free from average," "with particular average," and "irrespective of percentage" each carry technical meanings that cannot be inferred from the words alone. When reading historical policies, treat "average" as a flag to investigate the surrounding clause structure, not a self-explanatory term. Historical dictionary divergence. Burrill provides the strongest etymological grounding, tracing the term through Latin, French, German, and Dutch cognates — useful for understanding why the same root word appears across European maritime codes. Black's (both editions) is more doctrinal but thinner on the general-average/particular-average distinction than Bouvier, which remains the most useful historical source for understanding the tripartite division (general, particular, petty). Feudal meaning in land records. The service-by-draft-animal meaning of "average" surfaces in English manor records, copyhold documents, and some early colonial American land grants. It is entirely unrelated to maritime usage. A researcher encountering "averagium" in a feudal context should not import maritime doctrine. York-Antwerp Rules. Modern general average practice is governed by successive versions of these internationally adopted rules (1890, 1924, 1950, 1974, 1994, 2004, 2016). The applicable version depends on contract date and policy terms. Historical sources predate the Rules entirely or address only early versions — a significant gap when tracing doctrine forward. Corpus connections. The maritime average materials connect directly to jettison, contribution, marine insurance, and admiralty jurisdiction entries. The feudal average materials connect to copyhold, villenage, and tenure entries in the historical common law corpus.
Historical Dictionary Support
The historical dictionaries largely agree on the tripartite structure (general, particular, petty) but vary in depth. Bouvier is the most systematic, walking through the elements of each type with reference to civil law and mercantile sources alongside English authority. Burrill is the most etymologically rich and cites civil law commentators (Emerigon, Scaccia, Casaregis) who do not appear in the common law dictionaries — essential for understanding that average doctrine derives from lex mercatoria and Roman-Dutch maritime law, not purely from English common law. Black's (1st and 2nd ed.) are functionally identical on this term and offer the clearest doctrinal summary but the fewest citations. Anderson's is notably concise, characterizing average in its "simple generic sense" as any loss not amounting to a total loss — a useful research heuristic when reading old policies without clause-by-clause guidance. What historical sources miss: None of the shelf dictionaries address the York-Antwerp Rules with any currency, and none provides guidance on the F.P.A. clause variations that generated the bulk of 19th- and early 20th-century marine insurance litigation. Researchers relying solely on these dictionaries will have accurate doctrine but incomplete practice intelligence for that period.
Jurisdictional Note
American and English general average law developed in parallel and converged substantially through adoption of the York-Antwerp Rules by contract. The United States has no comprehensive federal general average statute; the doctrine operates through admiralty common law and policy terms. Some states' commercial codes touch marine insurance at the margins, but substantive average law is overwhelmingly federal admiralty territory.
Encyclopedia Cross-Reference
General Average — York-Antwerp Rules, Contribution, and Adjustment (Law Mind Military, Veterans & Admiralty Law Encyclopedia)
Related Terms
General average — Particular average — Jettison — Contribution — Marine insurance — Total loss — Constructive total loss — York-Antwerp Rules — Admiralty jurisdiction — Freight — Cargo — Subrogation — Free from particular average (F.P.A.) — Averagium — Villenage (for feudal sense)
AVERAGEmain
Black's Law Dictionary • 1891
A medium, a mean propor- A partial loss of goods or vessels insured, for tion. In old English law. A service by horse or carriage, anciently due by a tenant to his lord. Cowell. A labor or service performed with working cattle, horses, or oxen, or with wagons and carriages. Spelman. Stubble, or remainder of straw and grass left in corn-fields after harvest. In Kent it is called "gratten," and in other parts" rough- ings." In maritime law. Loss or damage acci- dentally happening to a vessel or to its cargo during a voyage. I J which the insurers are bound to compensate the insured in the proportion which the loss K bears to the whole insurance. 2 Steph. Comm. 178.
AVERAGEmain
Bouvier's Law Dictionary • 1928
In Insurance. Is gen- eral, particular, or petty. GENERAL AVERAGE (also called gross) con- sists of expense purposely incurred, sacri- fice made, or damage sustained for the com- mon safety of the vessel, freight, and cargo, or the two of them, at risk, and is to be contributed for by the several interests in the proportion of their respective values exposed to the common danger, and ulti- mately surviving, including the amount of expense, sacrifice, or damage so incurred in the contributory value; 2 Phill. Ins. § 1269 et seq.; and see Code de Com. tit. xi.; Aluzet, Trait. des Av. cxx.; 2 Curt. C. C. 59;9 Cush. 415; 73 Pa. 98; 9 Wall. 203; Bailey, Gen. Av.; 2 Pars. Mar. Law, ch. xi.; Stevens, Av.; Benecke, Av.; Pothier, Av.; Lex Rhodia, Dig. 14. 2. 1. General average is recoverable for loss by jettison; 19 C. B. N. 8. 563; for ship's stores used to fire the donkey-engine which worked the pumps; 7 L. R. Exch. 39; 2 Q. B. D. 91, 295; and for damage to a cargo caused by pour- ing on water to extinguish a fire; 8 Q. B.D. 653; 46 Fed. Rep. 297; 53 id. 270; 59 1.161. Indemnity for general average loss is usually stipulated for in policies against the risks in navigation, subject, however, to di- vers modifications and conditions; 2 Phill. Ins. §§ 1275, 1279, 1408, 1409. Under mari- time policies in the ordinary form, under- writers are liable for the contributions made by the insured subject for loss by jettison of cargo, sacrifice of cables, anchors, sails, spars, and boats, expense of temporary repairs, voluntary stranding, compromise with pirates, delay for the purpose of refit- ting; 2 Phill. Ins. c. xv. sect. ii.; 1 Pars. Ship. & Adm. 351. The general rule for the adjustment of general average is, that the amount made good in respect of prop- erty sacrificed is brought in as contributing rateably with the property preserved so that the former pays the same proportion of gen- eral average as the latter; Loundes, Gen. Αν. p. 291. Insurance is not a part of the owner's in- terest in a ship, and in case of general aver- age, for the purpose of increasing the fund to be distributed; the insurance received by him should not be added to the value of what was saved; 52 Fed. Rep. 320; 118 U. S. 468; id. 507, 520. Average particular (also called partial loss) is a loss on the ship, cargo, or freight, to be borne by the owner of the subject on which it happens, and is so called in dis- tinction from general average; and, if not total, it is also called a partial loss; 2 Phill. Ins. c. xvi.; Stevens, pt. 1, c. 2; Arnould, Mar. Ins. 953; Code de Com. 1. 2, t. 11, a. 403; Pothier, Ass. 115; Benecke & S. Av., Phill. ed. 341. It is insured against in marine policies in the usual forms on ship, cargo, or freight, when the action of peril is extraordinary, and the damage is not mere wear or tear ; and, on the ship, covers loss by sails split or blown away, masts sprung, cables parted, spars carried away, planks started, change of shape by strain, loss of boat, breaking of sheathing or upper works or timbers, dam- age by lightning or fire, by collision or stranding, or in defence against pirates or enemies, or by hostile or piratical plunder; 2 Phill. Ins. c. xvi.; 21 Pick. 456; 11 id. 90; 7 id. 159; 7 C. & P. 597; 3 id. 323; 1 Conn. 239; 9 Mart. 276; 18 La. 77; 5 Ohio 306; 6 id. 70, 456; 3 Cranch 218;1 Cow. 265; 4 id. 222; 5 id. 63; 4 Wend. 255; 11 Johns. 315. Particular average on freight may be by loss of the ship, or the cargo, so that full freight cannot be earned; but not if the goods, though damaged, could have been carried on to the port of destination; 2 Phill. Ins. c. xvi. sect. iii. 9 id. 21; 15 Mass. 341; 23 Pick. 405; 2 McLean 423; 1 Story 342; 2 Gill 410; 12 Johns. 107; 18 id. 205, 208; 1 Binn. 547. Particular average on goods is usually adjusted at the port of delivery on the basis of the value at which they are insured, viz.: the value at the place of shipment, unless it is otherwise stipulated in the pol icy; 2 Phill. Ins. §§ 145, 146; 2 Wash. C. C. 136; 2 Burr. 1167; 2 East 58; 12 id. 689; 3 B. & P. 308; 3 Johns. Ch. 217; 4 Wend. 45; 1 Caines 543; 1 Hall 619; 20 Pa. 312; 36 E. L. & Eq. 198; 3 Taunt. 162. See SAL VAGE; LOSS. A particular average on profits is, by the English custom, adjusted upon the basis of the profits which would have been realized at the port of destination. In the United States the adjustment is usually at the same rate as on the goods the profits on which are the subject of the insurance; 2 Phill. Ins. §§ 1778, 1774; 2 Pars. Ins. 899; 2 Johns. Cas. 36; 3 Day 108; 1 Johns. 433; 3 Pet. 222; 1 Sumn. 451; 8 Miss. 63; 1 S. & R. 115; 6 R. I. 47. PETTY AVERAGE consists of small charges which were formerly assessed upon the cargo, viz.; pilotage, towage, light-money, beaconage, anchorage, bridge-toll, quaran- tine, pier-money. Le Guidon, c. 5, a. 13; Weyt, de A. 3, 4; Weskett, art. Petty Av.; 2 Phill. Ins. § 1269, n. 1; 2 Arnould, Mar. Ins. 927. The doctrine of general average which has obtained
AVERAGEmain
Rapalje & Lawrence • 1888
JETTISON, (defined). 7 Fed. Rep. 495; 3 Barn. & Ald. 398, 402.
AVERAGEn.
Websters Unabridged Dictionary (1913) • 1913
That service which a tenant owed his lord, to be done by the work beasts of the tenant, as the carriage of wheat, turf, etc. A tariff or duty on goods, etc. [Obs.] Any charge in addition to the regular charge for freight of goods shipped. A contribution to a loss or charge which has been imposed upon one of several for the general benefit; damage done by sea perils. The equitable and proportionate distribution of loss or expense among all interested. General average, a contribution made, by all parties concerned in a sea adventure, toward a loss occasioned by the voluntary sacrifice of the property of some of the parties in interest for the benefit of all. It is called general average, because it falls upon the gross amount of ship, cargo, and freight at risk and saved by the sacrifice. Kent. -- Particular average signifies the damage or partial loss happening to the ship, or cargo, or freight, in consequence of some fortuitous or unavoidable accident; and it is borne by the individual owners of the articles damaged, or by their insurers. -- Petty averages are sundry small charges, which occur regularly, and are necessarily defrayed by the master in the usual course of a voyage; such as port charges, common pilotage, and the like, which formerly were, and in some cases still are, borne partly by the ship and partly by the cargo. In the clause commonly found in bills of lading, "primage and average accustomed," average means a kind of composition established by usage for such charges, which were formerly assessed by way of average. Arnould. Abbott. Phillips. A mean proportion, medial sum or quantity, made out of unequal sums or quantities; an arithmetical mean. Thus, if A loses 5 dollars, B 9, and C 16, the sum is 30, and the average 10. Any medial estimate or general statement derived from a comparison of diverse specific cases; a medium or usual size, quantity, quality, rate, etc. "The average of sensations." Paley. In the English corn trade, the medial price of the several kinds of grain in the principal corn markets. On an average, taking the mean of unequal numbers or quantities.
AVERAGEa.
Websters Unabridged Dictionary (1913) • 1913
Pertaining to an average or mean; medial; containing a mean proportion; of a mean size, quality, ability, etc.; ordinary; usual; as, an average rate of profit; an average amount of rain; the average Englishman; beings of the average stamp. According to the laws of averages; as, the loss must be made good by average contribution.
AVERAGEv.
Websters Unabridged Dictionary (1913) • 1913
To find the mean of, when sums or quantities are unequal; to reduce to a mean. To divide among a number, according to a given proportion; as, to average a loss. To do, accomplish, get, etc., on an average.
averagenoun
Wiktionary (English) • 2026
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Any measure of central tendency, especially any mean, the median, or the mode. | Any measure of central tendency, especially any mean, the median, or the mode. | The arithmetic mean. | Financial loss due to damage to transported goods; compensation for damage or loss. | Financial loss due to damage to transported goods; compensation for damage or loss. | Proportional or equitable distribution of financial expense. | Financial loss due to damage to transported goods; compensation for damage or loss. | Customs duty or similar charge payable on transported goods. | An indication of a player's ability calculated from his scoring record, etc.
averageverb
Wiktionary (English) • 2026
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To compute the average of, especially the arithmetic mean. | Over a period of time or across members of a population, to have or generate a mean value of. | To divide among a number, according to a given proportion. | To be, generally or on average.
averagenoun
Wiktionary (English) • 2026
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The service that a tenant owed his lord, to be done by the animals of the tenant, such as the transportation of wheat, turf, etc.

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