Any accident due to natural causes directly and exclusively without human intervention, such as could not have been prevented by any amount of foresight, and pains, and care reasonably to have been expected. L. R. C. P. D. 423. See also L. R. 10 Ex. 255. The civil law employs, as a corresponding term, vis major. The term generally applies, broadly, to natural accidents, such as those caused by lightning, earth- quakes, and tempests; Story, Bailm. § 511; 2 Ga. 349. A severe snow-storm, which blocked up railroads, held within the rule; 40 Mo. 491. So where fruit trees were frozen, in transit, it was held to be by the act of God, unless there had been improper de lay on the part of the carrier; 63 Mo. 230. Also where fruit is in transit; 102 Mass. 276. The freezing of a canal or river held within the rule; 14 Wend. 218; 23 id. 306; 4 Ν. Η. 259; 44 Ν. Υ. 487. A frost of extraordinary severity (11 Ex. 781; s. c. 25 L. J. Ex. 212) and an extraordinary fall of snow (28 L. J. Ex. 51) have been held to be the act of God. A sudden failure of wind has been held to be an act of God; 6 Johns. 160 (but this case has been doubted; 1 Sm. L. C. Am. ed. 417; and Kent, Ch. J., substantially dis- sented; see also 21 Wend. 190). Also a sudden gust of wind or tempest; 11 III. 579; 95 Pa. 287. Losses by fire have not generally been held to fall under the act of God; 1 T. R. 83; 6 Seld. 431; 69 III. 285. 8. c. 18 Am. R. 613; 76 III. 542 (the Chicago fire); (though otherwise when the fire is caused by light- ning, 26 Me. 181); but where a distant forest fire was driven by a tornado, to where a carrier's cars were on the track awaiting a locomotive, their de- struction was held to be by the act of God; 87 Pa 234; but see 2 Tex. 115, contra. When a flood had risen higher than ever before, destruction of goods thereby was held to be by act of God; 30 N. Y. 630, or where there is a flood; 147 Pa. 343; 64 Pa. 106. The bursting of a boiler does not come within the act of God; 5 Strob. 119. See 28 Barb. 403; 12 Md. 9; 4 Stew. & P. 882; 28 Mo. 328. If water in a spring failed by reason of drouth, there is no breach of con- tract for its supply; 93 Pa. 502. If a person is thrown from his horse and injured, the resulting illness was considered an act of God: 87 N. Y. 586. In a late and well-considered English case, 1 C. P. D. 84, 423; 84 L. T. R. N. 8. 827; 8. 0. 18 Am. R. 618; 14 Alb. L. J. 164; Cockburn, C. J., held, in an action for the loss of a horse on shipboard, that if a carrier "uses all the known means to which prudent and experienced carriers usually have recourse, he does all that can be reasonably required of him, him, and if under such circumstances he is overpowered by storm or other natural agency, he is within the rule which gives immunity from the effects of such vis major as the act of God." The accident, to come within the rule, must be due entirely to natural causes without human intervention; ibid., also 2 Zab. 373; 1 Murphy 178; 2 Bailey 157, 421, The term is sometimes defined as equivalent to inevitable accident (2 Sm. & M. 572; 2 Ga. 849), but Incorrectly, as there is a distinction between the two: although Sir William Jones proposed the use of inevitable accident instead of Act of God; Jones, Bailm. 104. See Story, Bailm. $95; 2 Bla. Com. 129; 2 Crabb, R. P. 2176: 4 Dougi. 287; 21 Wend. 190; 10 Miss. 578; 5 Blackf. 222. Where the law casts a duty on a party, the performance shall be excused if it be rendered impossible by the act of God; lex neminem cogit ad impossibilia; 1 Q. B. D. 548: but where the party by his own con- tract engages to do an act, it is deemed to be his own fault that he did not thereby provide against contingencies, and exempt himself from responsibilities in certain events: and in such case (that is, in the in- stance of an absolute general contract) the non-performance is not excused by an in- evitable accident, or other contingency, al- though not foreseen by, nor within the control of, the party; Chit. Contr. 272, 3; 3 M. & S. 267; 7 Mass. 325; L. R. 5 C. P. 586: L. R. 4 Q. B. 134; Leake, Contr. 683. Certain contracts are construed as con- taining an implied exception of impossible events, and even general words in the con- tract will not be held to apply to the possi- bility of the particular contingency which afterwards happened: Leake, Contr. 702; L. R. 4 Q. B. 185; 70 III. 527; 47 N. Y. 62. So if a bail bond to render a debt is dis- charged by the debtor's death before de- fault: W. Jones 29. Contracts for strictly personal services, marriage, etc., are dis- charged by death or incapacity: 3 B. & S. 835; Cro. Eliz. 532; 2 M. & S. 408; L. R. 6 Ex. 269; 79 Pa. 324; 86 N. C. 91; as where a singer could not sing by reason of ill-health. So, when one employed a bailiff for six months, and died, the contract was held dissolved; L. R. 4 C. P. 744. So of con- tracts of partnership. See BAILMENT: COMMON CARRIER; PERIL OF THE SEA; SPECIFIC PERFORMANCE.