The relinquish- ment or surrender of rights or property by one person to another. In Civil Law. The act by which a debtor surrenders his property for the ben- efit of his creditors; Merlin, Repert. By Husband or Wife. The act of a husband or wife who leaves his or her con- sort wilfully, and with an intention of caus- ing perpetual separation. When a wife voluntarily "leaves her hus- band," and lives in adultery, by voluntarily adopting the adulterous relation in the hus- band's enforced protracted absence from his home, it is an "abandonment." 110 Ky. 328, 61 S. W. 360. See DESERTION. Of Homestead. A person occupying homestead lets the premises to tenant at will, naming price at which he would sell, and then leaves to earn a livelihood, but with intention to return, held there was no proof of abandonment; 75 Ia. 631. One whose dwelling was destroyed by fire applied to another for material to rebuild, saying if aid was refused he must abandon his homestead right, held that this was insufficient to jus- tify a finding that the homestead had been abandoned; 39 Minn. 193. Temporary ab- sence, but with intention to reoccupy, will not forfeit homestead: 56 Ark. 621. In California to constitute abandonment of homestead, required declaration to that effect, signed, acknowledged and recorded. Mere removal with or without intention of returning does not constitute abandonment; 71 Cal. 325; 100 U. S. 104; 29 Minn. 20. Removal from state permanently and res- idence elsewhere, terminates right of home- stead, although laid off and allowed before such removal; 91 Ga. 367. Criminal Law. Where a man indicted for seduction under a statute, marries the prosecuting witness and the prosecution is suspended, and later he deserts his wife, upon such "abandonment" the prosecution shall be renewed. 154 Ky. 201, 157 S. W. In Insurance. The transfer by an as- sured to his underwriters of his interest in the insured subject, or the proceeds of it, or claims arising from it; so far as the sub- ject is insured by the policy, in order to recover as for a total loss; Tyser, Mar. Ins. § 20. The term is used only in reference to risks in navigation; but the principle is appli- cable in fire insurance, where there are remnants, and sometimes also under stipula- tions in life policies in favor of creditors: 2 Phil. Ins. SS 1490, 1514, 1515; 3 Kent 265; 16 Ohio St. 200: 6 East 72. The doctrines which have obtained in marine insurance of constructive total loss and abandonment, salvage and general average, are not applicable in fire insur- ance; May, Ins. § 421 a; 39 Ark. 264. The object of abandonment being to re- cover the whole value of the subject of the insurance, it can occur only where the sub- ject itself, or remains of it, or claims on account of it, survive the peril which is the occasion of the loss; 2 Phil. Ins. § 1507, 1516; 2 Pars. Mar. Ins. 120; 36 Eng. L. & Eq. 198; 3 Kent 321; 3 Bing. N. C. 266. In such case the assured must elect, immedi- ately on receiving intelligence of a loss, whether to abandon, and not delay for the purpose of speculating on the state of the markets; 2 Phil. Ins. § 1667. He may have a reasonable time to inspect the cargo, but for no other purpose; 3 Kent 320. He must give notice promptly to the insurer of his intention; five days held too late; 5 M. & S. 47: see L. R. 5 C. P. 341. Notice of the abandonment of a vessel need not be given to insurers or reinsurers where there is a constructive total loss; 2 Beach. Ins. §§ 955, 956; 15 Q- B. D. 11; and delay in giving no- tice, if it does not prejudice the insurer, will not affect the rights of the insured; 24 Fed. Rep. 279. In cases of actual total loss, notice of abandonment is unnecessary; Ty- ser, Mar. Ins. § 33. In America, it appears that the right of abandonment is to be judged by the facts of each particular case as they existed at (the time of abandonment; 3 Mas. 27; 2 Phil. Ins. § 1536; 12 Pet. 378. In England, the abandonment may be effected by subse- quent occurrences, and the facts at the time of action brought determine the right to recover; 4 M. & S. 394; 2 Burr. 1198. But this rule has been doubted in England; 2 Dow 474; 3 Kent 324. By the doctrine of constructive total loss, a loss of over one-half of the property in- sured, or damage to the extent of over one- half its value, by a peril insured against, may be turned into a total loss by abandon- ment; 2 Beach, Ins. § 948; 3 Johns. Cas. 182; 1 Gray 154. This does not appear to be the English rule; 9 C. B. 94; 1 H. of L. 513. See 4 Am. L. Reg. 481; 1 Gray 371. The right is waived by commencing re- pairs; 2 Pars. Mar. Ins. 140; Tyser, Mar. Ins. § 26, o Mas. 429; 3 Wend. 658; 5 Cow. 63; 4 App. Cas. 755; but not by temporary repairs; 2 Phil. Ins. §§ 1540; but is not lost by reason of the enhancement of the loss through the mere negligence or mis- takes of the master or crew. It is too late to abandon after the arrival in specie at the port of destination; 2 Pars. Mar. Ins. 128; 4 H. of L. 24;